Our Preferred Lending Partners
Local expertise doesn't stop at the front door. We partner with the best in the 802 to get you home.
The Local Advantage
Why work with a local lender? In the Vermont market, your lender’s reputation matters. Local lenders understand our unique property types (from lakefront to ski homes), have established relationships with local appraisers, and—most importantly—are often the difference-maker in getting your offer accepted in a competitive market.
Our Featured Partners
Vermont Mortgage Company
Vermont’s most trusted mortgage resource for speed and variety. Located in downtown Burlington, VMC is a specialized mortgage broker. Because they aren't tied to a single bank's portfolio, they can shop dozens of lenders simultaneously to find the exact right fit for your credit profile and budget.
The "VMC" Edge: Known for being available 24/7 (nights and weekends), which is critical in a fast-moving market.
Key Benefit: Access to "niche" loans, including 3% down programs and fast-track pre-approvals that help you compete with cash offers.
Best For: Buyers who need a highly responsive partner and the widest range of loan options.
EastRise Credit Union
The Vermont standard for community-first banking. Born from the roots of VSECU and NEFCU, EastRise is a powerhouse of local lending. They offer specialized programs for first-time buyers and deep community knowledge.
Key Benefit: Local servicing and highly competitive rates for Vermonters.
Best For: First-time buyers and those looking for a personal, credit-union touch.
Union Bank
A Northern Vermont staple since 1891. Union Bank is consistently recognized as one of the top VHFA (Vermont Housing Finance Agency) lenders. Their "Stay Local, Go Far" philosophy matches our own.
Key Benefit: Exceptional experience with VHFA programs and construction loans.
Best For: New construction and affordable housing programs.
Northfield Savings Bank (NSB)
Local decisions, local processing. As one of the largest Vermont-headquartered banks, NSB keeps everything in-house. When you have a question, you talk to a neighbor, not a call center.
Key Benefit: Fast, local decision-making and the "Pathway Mortgage" for first-time buyers.
Best For: Buyers who value speed and local accountability.
Vermont Federal Credit Union
Dedicated to making Vermonters prosper. With deep roots in Chittenden County, Vermont Federal is known for their "Seed Money" assistance programs and flexible mini-mortgages.
Key Benefit: Creative down-payment assistance and solar/efficiency loans.
Best For: Eco-conscious buyers and those needing low down-payment options.
Helpful Resources
Mortgage 101: Get Ready to Move
VHFA Programs: Learn about down payment assistance for Vermonters.
Pre-Approval vs. Prequalified: Why a local pre-approval letter is your strongest tool.
Closing Costs in VT: What to expect when you get to the table.
Not sure where to start?
Let us make an introduction. Every buyer's financial situation is different. If you aren't sure which lender is the best fit for your specific goals, we’re happy to provide a personal recommendation based on our years of working together.